It’s a relaxing Saturday, a small breeze (here in Hawaii we call it trade winds), it’s a mostly cloudy day (mainly due to that fabulous disruption in our beautiful weather that’s causing high temps and tons of humidity), and I’m sitting in our back porch. With nothing else better to do, I asked Siri, “How many seashells does she sell by the seashore?” A list of websites pop up. Then I asked Siri, “How much wood would a woodchuck chuck if a woodchuck could chuck wood?” Response? “Haven’t you got anything better to do?”
As a matter of fact, “Siri, is there anything I should be doing today?” And Siri’s immediate response is to show me my calendar:
All the yellow items are books I was planning to be reading but I’m super behind. Green items are bills that are due. “CareCredit?!” I asked out loud to the coconut tree in front of me. Whoa! I’m so glad I added that reminder in my phone! I’m on a mission to avoid bank and credit card fees the rest of the year. I think the bank got enough of my money the first half of the year!
Phew! I was able to get that payment scheduled without any snafus. Now I’m curious if I have anything else due that I failed to input into my calendar. I would mess up like that!
There are some bills on autopay, like tithing, Compassion International, and the electric bill. It means I need to be much more aware of what I spend on due to the need to have enough funds to pay the autopay items. It forces me to be more aware of what’s going on.
In my current employment, we get paid every other Friday. It has its benefits, but managing for the month by dividing up the bills makes the bill paying much easier. I’m so thankful that I do it all via phone these days. Life is so much more convenient. Maybe too convenient?
My main question is: Auto bill pay or calendar reminders to pay? Which is better? I suppose it all depends on your needs and your bills. Unfortunately I allowed my bills to get out of control, so trying to spend less so I can pay off credit cards is proving more difficult that I imagined.
How do YOU manage your bill payments?