In this new year, there’s new budget goals! I hope to pay off some credit cards, lay off the spending, and build up a savings. I know we’re already a month in, but, what are you still shooting for?
Goals need to be written, something tangible, something specific, something measurable and have a deadline. Break up the huge goals into smaller bite sized ones. I mean, you can’t eat a whole cake in one bites right? Neither can big budget goals be accomplished in one moment, otherwise it wouldn’t be a big goal, right?!
Anyhow, last year I stopped using credit cards. It brought me into crazy debt that I couldn’t pay off. This year the goal is to stay credit card free and to pay off some of those obligations. I also have new obstavles, but I shall not allow it to stop me. How does being laid off from a job spin your world?
I’m on a quest to be more and do more. I want to be a work at home mama, so I can be more available for my family. I want to focus on my growing business and allow that to be my sole income. A few of my friends are succeeding in this without being torn from home or their kiddos, I can do this! Want to know more about how you can do this, too? Reply below or message me on Facebook!
So what’s my budget goals for the year? No credit cards. Pay expenses on time, every month. Build up a savings account, even if it’s only $50 a month (I need to start somewhere!). And become a work at home mama with my growing business, which means earning the same monthly income or more before the end of the year.