Posted in Debt management, Empower Network, income

Money Tree is currently bare

The title of my blog has been on my mind for a while. I’m currently not debt free, nor am I a money tree.

You see, I’m in the process of getting to that point of paying off debts and snowball effects. I have paid off two debts in the last two weeks. I think this is a great accomplishment, considering one of those two debts was $16,000+ years ago.

As I still have oodles of credit cards and loans to pay off, but as I snowball payments to the next accounts, I dream of these bills getting paid off quicker and quicker!

Then I recall I just rearranged my college loans and currently will be paying $400 a month. I’m not so sure I can afford that yet! I need to call the bank to see of there’s anything else they can do to help lower that.

This blog is to help readers see that whatever financial issues you’re having, you’re not alone. It’s how we handle these growing mountains of bills, and how to slow it from growing, that really matters.

Lets steward what we have towards uplifting and edifying. Sometimes we need to increase our income in order to afford our expenses. One great way to do that is by working an additional job, or possibly making money online, from home.

I’ve started a very different, encouraging, and fun business recently. Want to know more? Check it out here

Posted in budget, Empower Network

Over spent, yet again

We were low on some groceries, like bread, milk, eggs, and cereal. So, we stopped at the store on our way home from church.

Instead of getting ONLY NECESSITIES, I snagged a few items that were in sale and I would have bought next weekend. Is that bad? Well, it is for the budget!

I ended up spending $80. When I only have $40 in cash in my pocket. Oh, smoked bacon! That’s double what I planned to spend! I got some smoked bacon, too, by the way.

I bought a ton of store brand or on sale items, did a ton of comparison shopping with the brands. According to the receipt, I saved $20. So, I really bought $100 worth of stuff! That’s even worse!

Sometimes I feel so defeated. Maybe next weekends major grocery shopping will be lighter since I have some of those ingredients already? One can hope.

Needless to say, the only thing good going on these days? I started an online marketing business and it’s been outstanding! I highly encourage you to check it out, too!

Find out how to become debt-free: