Posted in Freebies, shopping

Would you buy something if it came with a free gift?

There’s so many ads out there to get your last dollar before Christmas. Everyone wants to make a sale. Sometimes a purchase comes with a discount or a free gift or an entry for a giveaway. Whatever it is, does it help you to make your decision quicker to go either way? 

Currently, there’s a product out there that I’ve been using for a little over two months. It has benefitted me and I’m very impressed with it. If I bought it and received a free gift in addition to it, I would try my best to afford it sooner rather than later and hope I didn’t forget!

What if said item already comes with two freebies for a limited supply holiday bundle and then there’s an additional freebie? Whoa! What a deal! Is it really a value to you? Personally, since I’ve used all of the above? I say, “Yes!” More than worth my hard earned cash!

Now, benefits of each item is amazing and I use it daily! What could this be? Like, comment, and subscribe to this page and I’ll tell you more!

Posted in Broke, Freebies

Treasure the moments before they’re gone

Imagine your kitchen has the basics that is necessary to feed you, your dresser has clean clothes, the car has enough gas to get you through the week, the bills are paid for the moment, and you have a job that you can get to. 

But, you’re flat broke until the next payday before the routine starts all over again to get those bills paid and you’re back to this moment again. 

Has that ever happened to you? Sometimes I feel like that’s me, after every payday. 

Why is it so hard to get ahead? It doesn’t help one bit that we live in Hawaii and our cost of living is astronomical, but we still need to really LIVE, right?

There’s the parks that the young ones can run around and play, but that only lasts a few minutes before they require you to join in, too. Reluctantly, I’ll participate a few minutes, but not enjoy it. Why am I not enjoying my time with my son? These moments are fleeting, I need to enjoy it! 

There are many free events of activities we can engage in. But I must get past the idea of how it affects me personally and focus on how I need to be present with my son and treasure those moments. He’s only young once and these are moments I can never get back. 

We may not have a lot of money to buy every toy that my son wants, but we have a few moments to give him. What will he remember when he gets older? What will I remember? Will remember the trips to the store and the toys we bought? Or will we remember that one day we went for a walk and fed the black duck and the white duck?

 

these ducks are always begging for food when we walk by
 
There were five ducks the last time we fed them, but we couldn’t find the others. Feeding the ducks is an experience to remember. It doesn’t cost us anything besides some old, stale bread or crackers that we aren’t eating anyway. 

It’s possible to make memories without actually spending any money. There are often fun activities with the simplest of things that will create fantastic memories for families. Reusing containers and fabrics and creating something new is fun, too.

What do you do to create memories for your kiddos?

Posted in budget, Debt management, Freebies

Budget goals for 2015

Yes, I know it’s already February. It’s been over a month since I’ve posted here. I apologize, much has been happening for our household! We moved to a new apartment and we are nicely settled now. My son is back in soccer, too.

My budget goal for 2015 is to pay off at least one credit card and remove it entirely from my monthly debts while not falling behind on the others. I’d like to start paying on my college school loans, but I think I need to call the loan company to get a low rate that I can actually afford.

We pay our own electricity now, so I need to budget for this as well. All in all, bills are growing but the income shrinking. Income shrinking?! Yes, the company I work for is taking out 1% more a paycheck for 401K, so even though I no longer have vision insurance ($12/check), my take home net is $4 less per check. You might be thinking it’s only $4, but that’s one less Starbucks a check! Haha, not that I really spend that much on Starbucks, just enough to maintain my gold card!

Anyway, it’s a process and I’m trying to actually stick to this goal since I wasn’t able to last year. I actually made more bills last year when I added another credit card. Yikes! Now I’m paying for that mistake!

Also, I’m praying for a promotion, a decent raise, or a new position entirely that can assist with these growing bills. I’ve been blessed with amazing freebie ebooks to read and fantastic parents who pitch in to keep me afloat. January has been successful. Now that it’s 1 February, that’s a whole new month of managing our finances!

Keep us in prayer and the good Lord will provide in some way, shape, or form.

For everything there is a season, and a time for every matter under heaven: (‭Ecclesiastes‬ ‭3‬:‭1‬ ESV)

Posted in Christmas, Freebies

Christmas at the Kroc Center

Last Thursday evening I found an email from Honolulu Family that had a listing of Christmas activities around the island. It caught my attention especially since if like to take advantage of these activities for my 5 year old. I stopped to read the information about the free Christmas event at the Kroc Center in Kapolei, Hawaii because my son and I visited there last year.

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We went to this event last year and had a blast! I shared the information with several friends and a couple decided to check it out with their kids. One of my sons friends was going to go with his mother, but she was already booked and asked if I could take her son. The two boys had so much fun!

At the event visitors can play in snow, take pictures with Santa, make their own gingerbread house or cookie, play a variety of games, build a race at or bracelet, stack Legos, balloon twisting, face painting, and so much more! It’s best to go early to be able to benefit from all the activities, but we arrived an hour or so late.

It took a while to find parking, but we were able to get a good spot near the entrance. After signing their waiver and attaching bands to our wrists, we noticed the super long lines for gingerbread houses. The boys did not want to wait, so we moved to the gingerbread cookie line. This line wasn’t even moving and the boys decided they wanted to go somewhere else. So we went to another building and got to build their own wooden race car, decorate it with markets and race it down the track.

They also decided they wanted to play with Legos and was told the kids could take whatever creation they built or take pieces they could fit into a plastic cup. While one child was busy grabbing Lego pieces to build at home, the other was actually building. There was an announcement that they were out of gingerbread houses and cookies and that the last showing of the Living Nativity was in 20 minutes. The boys collected the Legos they wanted then we headed for the Living Nativity.

Both boys are pretty young, so they really do not know much about the wise men or the little drummer boy, but they sat through the show quietly. Every now and then I whispered, “Who’s that?” or “The angel looked like she was going to fall off the roof!” I think it helped them to be more aware of all the people who were in the show, not just where the spot lights were.

The event ended shortly after the Living Nativity, so we left and decided to stop for a snack on the way home. The boys both played with their Legos and insisted on eating everything in sight. I’m sure they were both hungry. They did not want to go home, but both were yawning so I know they were tired.

On the way to dropping off my son’s friend, the boys said they want to build a gingerbread house. We are now planning a gingerbread house building play date. My son also wants to make his own gingerbread man, which they will decorate in his kindergarten class, but he wants to make his own from scratch. I guess that’s the plan for some Christmas presents, families of gingerbread people and pets! Sounds fun, but it also sounds like a ton of work!

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Posted in Freebies

Family movie freebie

After months of submitting rebates with my iPhone Ibotta app, I racked up $30 that my husband and I decided we would cash in for Regal Cinema gift cards for a free family movie experience. The other options to cash in we’re PayPal, Starbucks, or iTunes. I could not decide alone, they’re all great options!

Since it’s my husband’s birthday weekend, I asked him which he prefers and he opted to see a movie. So, we got $30 in gift cards for Regal Cinemas and was able to get tickets for 2 adults and 1 child and still have some leftover.

Movies are much costlier these days than when I was young, but any time I can get free admission to a movie, I may as well take advantage of it, right?! Of all the movies to choose from, we decided on Guardians of the Galaxy mainly because it’s Marvel and it’s been out for a while.

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The movie was quite entertaining with a lot of adult humor. The 5 year old was not so entertained. All during the previews he said, “Is the movie starting yet?” Then once it started he said, “When are we going home?”

My favorite character of Guardians of the Galaxy was Rocket. He is a clever character, a mechanically inclined Raccoon-looking McGyver. He is also great friends with Groot, who has amazing abilities to grow it’s branches to hurt and help those around him. Place the two together and it’s absolutely hysterical.

Anyway, if like to say the family movie outing was worth it. Although, I could have had more trips to Starbucks or many more hours of iTunes fun with the same amount of money. But, it’s not often we see a movie, so I’d like to hope it was worth it!

What would you do with $30 in rebate money to cash out?

Posted in Freebies

Smithsonian Museum Day

Last year, I saw an add for a museum day that was free for 2 people on a specific day. My husband and I viewed the museums in our area and decided on the Pacific Aviation Museum at Pearl Harbor, Hawaii. There were 4 of us, so we paid for two people, so it was half off for each of us. Any discount is better than none, right?

It was a fantastic time of hanging out at the museum and taking loads of photos. It was a museum none of us had ever been to before, so it was really neat.

Well, time has come for this year’s Smithsonian Museum Day. The same museums are available and this free event for two people is for Saturday, September 27, 2014.

Go to http://www.smithsonianmag.com/ to register. Why not, it’s free!

Anyone in any state can participate! Leave a comment on which state and museum you plan to visit!

Posted in Freebies

Freebie fumble

Some fantastic stores give freebies after you buy so many dollars worth of goods. Just this weekend, I received notification that I had a freebie at three places! Wow!

Yesterday, I used one for my favorite morning beverage, chai tea latte. I was in cloud nine while I enjoyed my freebie.

Then today, I had an opportunity to use another freebie at a different store, for the same beverage! But what did I do? I FORGOT to use it! Auwe! Of course, I didn’t realize my error until I was driving away.

Needless to say, the freebie is still waiting for me. This temps me to visit again later this week.

The third freebie I received was for a f feeble pizza. Whoa! I just might use it for pizza Friday! Let’s hope I remember to actually use it…