Years ago, I completed my federal and state taxes online. Towards the end of this tax filing journey, I came across a website, Mint, that suggested the ability to view a budget online through connections with my bank accounts, credit cards, loans, and spending. I noticed it was offered by Intuit, who seemed to run the tax site I was using and I figured it’s pretty safe.
Soon after I found myself with a smartphone and I learned there’s an app for that! So, I downloaded it and started using the app more frequently. But my use with Mint has varied and I’ve deleted it and reloaded it several times since.
You see, I didn’t feel like Mint did what I need. Yet at the same time, there isn’t another app out there that does what I want either and I wasn’t about to pay for an app that doesn’t accomplish what I want. I often end up going in circles and emit seems each time I load it, I find better options with the app. It’s growing on me.
In Mint, users have the ability to connect to bank accounts, many credit cards, and users can categorize spending. Mint can show users how money is spent throughout the month. There’s helpful tips for saving, investing, etc. overall, I like the ability to recategorize expenses. For example, whenever I get gas at the Sam’s Club gas station, Mint automatically categorizes the expense as groceries, when it should go under gas. But, not all Sam’s Club purchases are gas, so having the ability to categorize is useful.
There is an issue with some store credit cards who use Synchrony Bank, though. Synchrony is currently not allowing Mint to connect to accounts, which is personally frustrating since apparently three of my credit cards are now with Synchrony, after previous banks sold their accounts to Synchrony Bank about a year ago. Hopefully, this will be resolved in the next 30 days, says the notice in Mint.
Having visuals with my spending is useful because it deters me from spending unnecessarily. I’m sure there are other apps that have the same capabilities. I have recently downloaded Mint again on my phone in hopes of getting a better grasp on the crazy spending and fee paying that I’ve been wasting money on.
Do you like Mint? Have you ever used it? Do you use any other personal budgeting apps? Please comment and share your thoughts!